Privacy Policy

1. Information We Collect

We collect different types of information to provide and improve our services:

Information you provide directly:

• Registration data (name, email address, preferred currency)
• Financial information (expenses, income, categories, budgets)
• Application settings and preferences
• Comments and communications you send us
• Notification preferences and timezone settings

Automatically collected information:

• Device information (device type, operating system, app version)
• Performance and error data (for app improvement)
• FCM token (for push notifications)
• IP address (for API communication)

Information stored locally on your device:

• Biometric authentication credentials (encrypted)
• Cached financial data for offline access
• User preferences and settings

2. How We Use Your Information

We use your information to:

Provide services:

• Process and store your financial data securely
• Sync information between your devices
• Generate personalized reports and analysis
• Send notifications and reminders
• Enable biometric authentication

Improve our services:

• Analyze usage patterns to improve functionality
• Develop new features
• Optimize application performance

Communication:

• Respond to your inquiries and support requests
• Send important updates about the application
• Provide information about new features

Legal compliance:

• Comply with legal and regulatory obligations
• Protect our rights and those of our users

Legal compliance:

• Comply with legal and regulatory obligations
• Protect our rights and those of our users

3. Sharing Information

We do not sell, rent, or share your personal information with third parties, except in the following circumstances:

With your explicit consent:

• When you specifically authorize us to share information
• To integrate with third-party services you choose

To comply with the law:

• When required by competent legal authorities
• To comply with valid legal processes
• To protect our legal rights

To protect our rights:

• To prevent fraud or illegal activities
• To protect the security of our users
• To enforce our terms of service

Service providers:

• Companies that help us operate the application (hosting, analytics)
• These providers are bound to maintain the confidentiality of your information

4. Data Security

We implement multiple layers of security to protect your information:

Technical measures:

• Data encryption in transit and at rest
• Secure authentication and access control
• Continuous security monitoring
• Regular and secure backups

Organizational measures:

• Staff training on privacy and security
• Strict data access policies
• Regular security audits
• Incident response procedures

Although we implement these measures, no system is 100% secure. We recommend:

• Using strong and unique passwords
• Keeping your application updated
• Not sharing your access credentials

5. Your Rights

You have the following rights regarding your personal information:

Right of access:

• Request a copy of the data we have about you
• Obtain information about how we use your data

Right of rectification:

• Correct inaccurate or incomplete information
• Update your profile data

Right of deletion:

• Request deletion of your personal data
• Close your account and delete all your information

Right of portability:

• Receive your data in a structured format
• Transfer your data to another service

Right of opposition:

• Object to the processing of your data
• Withdraw your consent at any time

To exercise these rights, contact us through the application.

6. Data Retention

We retain your information for the following periods:

Account data:

• While your account is active
• Up to 30 days after account closure (for recovery)

Financial data:

• While your account is active
• Up to 7 years after closure (legal requirements)

Usage data:

• Up to 2 years for analysis and improvements
• Anonymized data may be retained indefinitely

Support data:

• Up to 3 years after case resolution

You can request deletion of your data at any time, subject to legal requirements.

7. International Transfers

Your data may be transferred and processed in countries outside your jurisdiction. When this occurs:

• We will ensure adequate safeguards exist
• We will use approved standard contractual clauses
• We will verify that the destination country has adequate protection

If you have questions about specific transfers, contact us for more information.

8. Minors

Our application is not directed to minors under 16 years of age. We do not knowingly collect personal information from minors under 16 years of age.

If we discover that we have collected information from a minor under 16 without parental consent, we will take steps to delete that information from our servers.

If you are a parent or guardian and believe your child has provided us with personal information, contact us immediately.

9. Changes to This Policy

We may update this privacy policy occasionally. When we make significant changes:

• We will notify you through the application
• We will publish the new policy with an update date
• We will give you time to review the changes

Your continued use of the application after the changes constitutes your acceptance of the new policy.

We recommend reviewing this policy periodically to stay informed about how we protect your information.

10. Contact

If you have questions, concerns, or requests related to this privacy policy, you can contact us:

Through the application:

• Use the help and support section
• Send a message through the contact form

We strive to respond to all inquiries within 48 hours during business days.

For specific privacy inquiries, include "Privacy" in the subject of your message.